San Tan Valley AZ Luxury Homes For Sale
San Tan Valley Homes For Sale
- All Listings
- Under $100,000
- $100,000 - $200,000
- $200,000 - $300,000
- $300,000 - $400,000
- $400,000 - $500,000
- $500,000 - $600,000
- $600,000 - $700,000
- $700,000 - $800,000
- $800,000 - $900,000
- $900,000 - $1,000,000
- Over $1,000,000
Buying Your First Home in San Tan Valley, AZ
Guide to Buying San Tan Valley AZ Luxury Real Estate
Are you considering San Tan Valley AZ luxury real estate for your first home? If you plan to reach out to a San Tan Valley AZ luxury realtor for a property, then you want to ensure you have the right tools for a successful purchase! Before you reach out to a professional, consider following a few key steps that make the process as smooth as possible.
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On our website, you’ll be able to browse the MLS for San Tan Valley homes for sale, updated every 15 minutes. View photos of available San Tan Valley real estate, find detailed area information, create a free account, save your search, and receive notifications of new listings that match your specific home criteria delivered directly to your email. Explore San Tan Valley luxury homes for sale below and learn more about the benefits of living in San Tan Valley:
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Step 1: Determining Your Budget
As a first-time home buyer, you may have concerns about the process of setting a clear budget. When looking at San Tan Valley AZ luxury homes for sale, it is easy to find a dream home that is outside your price range, so you want to have a clear idea of your budget before you start exploring your options.
As a general rule, your mortgage payment should not exceed 28 percent of your monthly income. That ensures you have enough to manage maintenance, insurance, and other costs associated with homeownership and your living expenses.
Step 2: Exploring Mortgage Options
When you want to buy San Tan Valley AZ luxury real estate, you want to explore your mortgage options and get pre-approved for a loan prior to reaching out for assistance from a realtor. Keep your budget in mind and reach out to banks for a quote to find out what options you have available for your needs.
A mortgage has three primary considerations: the down-payment, the mortgage amount, and the interest rate. If you make a down-payment below 20 percent, then you may need additional insurance. Compare lenders to find the lowest interest rate available. Always read the details to ensure the loan suits your needs. Consider a fixed-interest loan for simplicity and clear payment plans.
Step 3: Researching Neighborhoods in San Tan Valley
When you finish setting up your budget and have a pre-approval letter from a bank, research the neighborhoods that fit your budget in San Tan Valley. Depending on your lifestyle and your needs, the best area for your new home will vary. For example, if you have children, then you may want to look into the local schools and activities available for your children.
The specific areas of interest for a neighborhood depend on your situation; however, you want to ensure it meets your needs in relation to your budget, transportation needs, and related details. Take your time when looking into neighborhoods.
Step 4: Working with a Real Estate Agent
Reach out to a San Tan Valley AZ luxury realtor. If you want to buy a luxury property for your first home, then you need a professional on your side. A luxury relator in the San Tan Valley area helps you find the right home and ensures that you have assistance through the paperwork and process of closing on the property.
Step 5: Navigating the Home Inspection and Closing Process
After a realtor helps you make an offer on a home, you want to get an inspection. The inspection checks the house for potential pitfalls, such as problems with the foundation, mold growth, or other concerns. When you finish the inspection, your luxury realtor will help you finish the paperwork to buy the property.
Read the closing disclosure document sent by the current homeowner before setting down for the closing process. It will lay out the details of your loan terms, monthly payment, and related details. Check it for accuracy and make sure you understand the information. Sit down for the closing process with your agent, the seller's agent, the seller, your loan officer at the bank, and a real estate attorney. Expect to sign several documents on the day you close for the house.
Buying your first home in the San Tan Valley, Arizona area is an exciting time! By preparing in advance and working with a professional, you can find the ideal first home to fit your needs and goals.
RE/MAX Cathy Carter Real Estate & Luxury Homes
Professional REALTOR
ABR, CRS, CDPE
RE/MAX Solutions
4365 E Pecos Rd #103
Gilbert, AZ. 85295
Email or Call: 480‑459‑8488
For her entire professional career, Cathy Carter has been dedicated to serving the people of East Valley. She began her career in new construction home sales and quickly expanded into every sector of the Chandler real estate industry. Today, after years of networking with the most reliable professionals in the local community and focusing on professional development, Cathy Carter is considered to be the top Realtor in East Valley. Most recently, she received the RE/MAX Lifetime Achievement award, which is the second-highest national award given to RE/MAX real estate agents.
With www.realestatechandler.com you'll be able to find your dream home in no time. If you have any inquiries about homes for sale, connect with Cathy Carter! -Work With Cathy Carter For Unmatched Expertise On East Valley Arizona Area Buying & Selling!
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